Central Bank of Libya (CBL) statistics published by the Tripoli based Libyan government yesterday show unprecedented growth in electronic payment (e-payment) indicators from 2025 to 15 February 2026.

This reflects a shift towards digital electronic payments and the increasing reliance on digital services for daily transactions and transfers.

e-payment Apps
According these statistics, the number of its e-payment Apps (applications) reached 4.29 million users, with over 200.7 million transactions at a total value of 313.6 billion dinars.

Point of Sale – POS
The number of points of sale (POS) increased by 15,108 to 165,313, compared to 150,205 in 2025, reflecting the improved clarity and efficiency of the e-payment information infrastructure. The value of sales transactions reached 37.8 billion dinars across 288.6 million transactions.

Cards
The number of activated bank cards reached 5.5 million, while withdrawals continued at approximately 23.9 million transactions totalling 12.6 billion dinars, indicating a continued reliance on digital financing despite the development of alternatives.

e-wallets
The number of electronic wallets reached 186,817, at a total value exceeding 92 million dinars.

LYPAY
The balance transfer platform (LYPAY – ONEPAY) recorded 18.3 million transactions totalling 108.7 billion dinars, reflecting confidence in fast payment solutions.

These vital indicators reflect a structural shift in the spending and payment habits of the Libyan consumer driven by the expansion of digital infrastructure, driven by the expansion of digital infrastructure and monetary policies supporting digital transformation.

This growth is also expected to contribute to reducing the volume of cash in circulation, the grey / black economy, and increasing system capacity throughout the year.

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